Luke F. Morris, MSFS

Financial Services Professional                                                  

Life Insurance Specialist

Professional Background

Luke Morris began his financial industry career in 2005 working as an Assistant to the Executive Director of the American Turkish Council, a multinational based company specializing in US and Turkish foreign relations located in Washington, DC. His experience as an Assistant to the Executive Director contacting, recruiting, and gathering American investors for Turkish based companies  provided him with the skills necessary to pursue his dream as an Financial Advisor. In 2006 he joined the office of Senator Marty Golden in Brooklyn, New York as a Constituent Services Representative focusing on campaigning, community issue mitigation, and proclamation drafting. Mr. Morris is currently a Financial Services Professional who specializes in unconventional uses of Life Insurance such as college funding, retirement supplementation, and business loan collateralization. Lately, Mr. Morris has been developing and implementing a financial seminar to educate those in the medical work force about the proper planning that is required to work in all types of markets not just a Bear market. Presently Luke is in the process of becoming an approved provider of CE credits for the Florida Department of Nursing for completion of this learning workshop. With the experience Mr. Morris brings to his clients, he is able to protect their assets, make their money work more efficiently, and alleviate the frustration of Life’s uncertain Events.

Educational Background

Luke Morris has a B.A from Wagner College in Staten Island, NY. While there he received a degree in International Affairs concentrating in Economics and a Minor in Finance. In addition, Mr. Morris received such recognition as the Dean’s List, National Economic Honors Society, National Political Honors Society, and the Distinguished Athlete Award. Upon Graduation Mr. Morris relocated to Tampa, FL where he received his Masters Degree in Finance from the University of Tampa where he specialized in Investment Management.

Services and Products Offered

Individuals and Families:

Survivorship planning (life insurance planning)                                        Long Term Care Coverage

Retirement Planning                                                                            Health Insurance Coverage*

Disability Income Protection                                                                 IRA Rollover Accounts

Estate Planning                                                                                  Roth IRAs

Investment Planning                                                                            Education IRAs

Mutual Funds                                                                                     Uniform Gift to Minors

Portfolio Analysis                                                                                Accounts

Business Owners and Businesses:

Business Life Insurance                                                                 Group Long Term Care Insurance

Buy-Sell Life Insurance                                                                  401(k) Plans

Key Person Insurance                                                                   Simple IRAs

Group Life Insurance                                                                     Payroll Deduction Programs

Group Health Insurance*                                                                Split-Dollar Insurance

Group Disability Insurance                                                             Deferred Compensation/Salary

Executive Bonus (Section 162) Plans                                             Continuation Plans

Voluntary Benefits                                                                         Estate Planning

Supplemental (Wrap) Disability Programs

* Not offered through MassMutual

Benefits of Working with MassMutual

• Have been in Business over 158 years
• Certain Policies qualify for participation dividends
• It is a mutually owned company, NOT STOCK HELD!
• Rated by AM Best as an A+ company
• We focus on a Macro Manager approach by utilizing team work with your CPA, Home and Auto Agent, Attorney, Banker, and other Financial Advisors.

Niche Industries

• (CRNAs) Certified Registered Nurse Anesthetists
• Critical Care Nurses
• (RNs) Registered Nurses
• (LPNs) Licensed Practical Nurses
• General Contractors and Subcontractors
• Small Business Owners
• Other Professional Service industries such as Attorneys, Certified Public Accountants, and Neighborhood banks.

Do Any Of The Following Questions/Statements Sound Familiar??

• My 401(k) is now a 201(k).
• I had to tell my child that he/she is not attending the University of Florida; instead they need to be ready to start school at Hillsboro Community College.
• My life insurance policy is about to expire.
• What would happen to me if I were to move into an assisted living facility?
• What is disability insurance?
• What is the difference between Whole Life and Term Life Insurance?
• Do I qualify for a Roth IRA and if so what is the difference from a traditional one?
• When is the last time you reviewed your wills and trusts?? Do you have a living will and power of attorney put in place??
• As a business owner, how can I retain important employees?? And what benefits may I make available to them??
• Are there any companies out there that offer group discounted for insurance benefits?

If the answer is yes, contacting Luke Morris may suit your business needs!

Testimonials

From a Valued Business Partner:

“I wanted to thank you for sitting down with me and opening up your contact list, with the referrals you were able to provide, my business has grown very rapidly!”

From a Valued Client:

“I can’t thank you enough for the time you spent with me and the security I feel for my family and I every night when we go to bed. From the bottom of my family’s heart, we thank you for all of your help.”